What is Renters Insurance?

If you live in a rented apartment, condominium or home, you need to protect yourself, your space and your stuff. Some managed communities even require that you have a certain amount of renters coverage as part of your lease agreement. Typically, your landlord’s policy won’t help if your belongings are stolen or damaged. For that you need renters insurance.

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• Protect what you own - Your landlord’s insurance policy isn’t enough. It most likely ONLY covers the building you live in. Not your personal belongings.
   

• Protect yourself - If someone gets hurt in your apartment, guess who might be held responsible. Yes. You. Apartment insurance offers liability coverage to protect you.
   

• Ensure you have a roof over your head - If the home you reside in gets damaged and you can’t live there, you could have to pay for temporary housing.